Attention homeowners in Thomaston and Knox County: Need an appraisal?

See the top seven reasons ME homeowners order from Coastal Appraisal Co.:

  1. Pre-listing appraisals (whether they're selling the home themselves or using a real estate agent)
  2. Challenge a property tax assessment
  3. To lower their mortgage payments by removing PMI
  4. Reinstate their Home Equity Line of Credit (HELOC)
  5. To review a different appraiser's report for verification
  6. In the case of a ME divorce, when real estate property needs to be divided
  7. Settle an estate in ME by determining the true market value of real estate in question

Own a house in or near Thomaston, ME and need help deciding the value of it?
Contact Coastal Appraisal Co..

We at Coastal Appraisal Co. understand the individual needs of a consumer in need of appraisal services. Our customary business clients get the appraisal process and the standard "products" we deliver to them. Being a homeowner that ordinarily doesn't see an appraisal on a regular basis,you will receive extra guidance and explanations through the appraisal process to more fully understand what we do and how we present our findings.

Pre-listing Services/For Sale By Owner (FSBO)

It's very hard to be objective about your house because of your emotional attachment to it. The professional appraisers at Coastal Appraisal Co. will tell you what you need to know -- not just what you want to hear. We are objective. In addition to helping you set a realistic price to sell at so your house will attract many interested buyers, a professional appraisal is very valuable as a negotiating tool once you have an attainable buyer. The appraisal is something concrete to show the buyer. The appraisal is an independent third party's opinion of your property's price, not just you saying how much you think your house is worth. Interested buyers assume you have an emotional attachment to your home and will be much more likely to give credibility to a qualified appraiser's value judgement than yours.

Appraisals to cancel PMI

A fashionable way to cut expenses for homeowners is getting the PMI eliminated from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Once your mortgage loan is less than 80% of the value of your house, in most cases you can apply to a lender to have the PMI canceled from your loan, which will make your monthly payments go down. We're experts in helping clients just like you remove unneeded PMI insurance.

Challenge property tax assessments

Lets say you live in an area that's going down -- your local tax assessor may have your house overvalued. This only means you're most likely paying higher taxes than you should be paying. Since your property assessment may likely go up again in the next period, the sooner you take care of a matter like this, the better off you'll be. When challenging your property tax assessment, getting a professional appraisal from Coastal Appraisal Co. is your strongest weapon.

Was your HELOC recently frozen?

Even if your specific property has not declined in value, your lender just may make the decision to automatically freeze your home equity line of credit (HELOC) if your property is close to a declining area. This can this be annoying from a cash flow viewpoint, and damaging to your credit score since it may appear as though that credit line is maxed out. An expert appraisal from Coastal Appraisal Co. can help you reinstate your HELOC.

We Also Offer Field and Desktop Appraisal Review Services

Have you just been handed a copy of your appraisal and you would prefer to have a seasoned expert double-check it for accuracy or do you want a second opinion without the charge and delay of waiting for a whole new appraisal? An appraiser from Coastal Appraisal Co. can go out and check the subject and comparables in question in a field review. If you need it in a rush, we'll provide you with a desk review and verify as many facts as we can using online data sources as well as our own files.

Do you need a retrospective review of an appraisal report? Coastal Appraisal Co. can help with that too. Even though this is usually requested by banks, you may need to use this service if you suspect mortgage fraud related to your property.